Health INSURANCE, UGH!

Today Affirmation card!

Darn right!

I don’t have much for today. Running too many errands, had a meeting this morning for renewing our health insurance for 2027. Why must choosing health insurance be so annoying?

This one has no copay, this one has no deductible, this one is an HSA, here’s an EPO, Outpatient procedures are covered 0% with this plan, this would be the Out-of-pocket max, there’s also the per person deductible, plus the whole family deductible, plus the drug deductible.

OPE, you make too much money to qualify for this plan sorry,

Aaaannnnddddd,, you do not make enough money to get this plan.

OH! Let’s not forget that because our fabulous government (Note strong sarcasm) set things up that even though we are fully capable of taking care of our own kids and would PREFER to have them on our own insurance plan that we can NOT!

(This is all within the Healthcare Marketplace; I’ve no clue how it is for people getting their health insurance anywhere else. LOL)

Because unless you make OVER $100,000 per year, EVERY child in WI is qualified for State Badger care! Which, if you get your health insurance through the healthcare marketplace, which we do, you MUST then cover your kids with the State run insurance, and if you choose not to, then you forfeit all the subsidies for the health insurance you’ve just chosen. If you do that you must pay the full price for the monthly premium which, for this plan here, is….. $1,500!!

Like we could afford that!

Worse yet, we would actually SAVE money if we were able to just put our own child on our own health insurance! Yet we are pretty much given no choice!

Gee,,, thanks for F*#’ng us over twice with that Catch 22!

Trust me, I’ve been looking into this EVERY year for the past how many years, I can’t even remember. It’s legit. Verified it with the state and federal levels.

Nothing like wasting more taxpayer money by forcing people to cover healthcare for kids and families who DON’T NEED THAT HELP.

Now, before you get your panties in a bind… I know there are plenty of people who DO need that state help. Good, that’s what it’s there for. That is exactly what it was originally set up for. (Which is exactly why I get so mad because we don’t need it.)

What it was NOT intended for was for covering every single kid in the state when the family is perfectly capable of taking care of their own kids. When the family would choose to NOT utilize state taxpayer funded health insurance and instead, use their own.

This should be an option available to everyone!

Obviously, you can tell this is a sore subject for me. EVERY FALL. 😣

Enough about that BS, How are you today? How’s your pet doing?

Don’t have one, go get one. A fish, a bird, something. Taking care of something is good for your overall wellbeing and health. 😁

Until next time!

*Hugs*

Come spill the tea with me!